Debt Payoff
Credit Card Payoff Calculator
Professional debt calculator
Balance
$
APR
%
Payment
$
Payment Type
Calculating your plan...
Payoff Time
-
months
Total Interest
-
$
Total Payment
-
$
Interest Saved
-
$
Principal vs Interest
Payment Schedule
# | Payment | Interest | Principal | Balance |
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Debt Management Tips
Snowball Method
Pay minimum on all debts, then put extra money toward the smallest debt first.
Avalanche Method
Pay minimum on all debts, then put extra money toward the highest interest rate debt.
Debt Consolidation
Combine multiple debts into one loan with a lower interest rate.
FAQ
Missing payments can result in late fees and damage to your credit score. Contact your lender immediately.
Contact your credit card company to request a rate reduction, especially if you have good payment history.
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All calculations are performed locally on your device. No data is sent to external servers.